Mudra Loan

With Mudra loans, small business owners can confidently invest in their businesses, secure in the knowledge that they have access to affordable and supportive financial resources.

Loan Type:
Shishu: For startups and small businesses requiring up to ₹50,000.
Kishor: For businesses seeking loans between ₹50,000 and ₹5 lakh for expansion or modernization.
Tarun: For established businesses needing loans between ₹5 lakh and ₹10 lakh for growth and scaling.

Subsidy: Enjoy low-interest rates subsidized by the government, making it affordable for small businesses to access the necessary funds.

Security: No collateral or security required, ensuring that entrepreneurs can access funds without risking personal assets.

Own Contribution: A minimal contribution of 10% from the borrower, making it accessible to small business owners with limited initial capital.

Screening

Thoroughly evaluate applicants to ensure eligibility for government-subsidized loans.

Verification

Digitally verify all required documents to meet government and bank standards.

Select Scheme

Help you choose the best loan scheme tailored to your needs and eligibility.

Connect

Seamlessly link beneficiaries with banks and government bodies for swift loan processing.

Who Can Apply?

Any micro or small business owner, including those in the non-corporate, non-farm sector, can apply for a Mudra loan. This includes shopkeepers, artisans, small manufacturers, service sector units, and more.

Benefits

Easy Access to Finance: With no collateral required, Mudra loans are easily accessible to small businesses.

Affordable Interest Rates: Government-subsidized interest rates reduce the financial burden on borrowers.

Flexible Loan Types: Choose the loan type that best suits your business needs, whether you're starting out or expanding.

Support for Growth: Mudra loans provide the financial support needed for business expansion, modernization, and scaling.