Stand-Up Loan
With Stand-Up Loan, small business owners can confidently invest in their businesses, secure in the knowledge that they have access to affordable and supportive financial resources.

Loan Amount: The Stand-Up Loan offers substantial financial support, ranging from 10 Lakhs to 1 Crore. This amount is designed to help aspiring entrepreneurs and small business owners launch or expand their ventures, providing them with the capital needed to cover essential costs such as equipment, infrastructure, working capital, and other business-related expenses.
Own Contribution: To demonstrate commitment and share in the investment risk, applicants are required to contribute 15% of the total project cost. This personal investment not only shows the applicant's dedication to their business idea but also reduces the financial burden on the lending institution. The contribution can come from personal savings, other financial sources, or a combination of both.
Subsidy: One of the significant benefits of the Stand-Up Loan is the provision of low-interest rates. The government provides interest subsidies to make the loan more affordable, easing the repayment process. This means borrowers can access the funds they need without being overwhelmed by high-interest costs, making it easier to achieve long-term financial sustainability.
Security: The Stand-Up Loan scheme is designed to be accessible and supportive, especially for first-time entrepreneurs. As part of this support, up to 85% of the loan amount is available without the need for collateral or security. This reduces the financial risk for the borrower, making it easier for those without substantial assets to access the necessary funds to start or grow their business.
Purpose: The primary goal of the Stand-Up Loan is to encourage and support entrepreneurship, particularly among underrepresented groups. Whether you're looking to start a new business from scratch or expand an existing one, this loan provides the financial foundation you need. It's ideal for ventures in a wide range of sectors, including manufacturing, services, retail, and more, helping you turn your business dreams into reality.
Screening
Thoroughly evaluate applicants to ensure eligibility for government-subsidized loans.
Verification
Digitally verify all required documents to meet government and bank standards.
Select Scheme
Help you choose the best loan scheme tailored to your needs and eligibility.
Connect
Seamlessly link beneficiaries with banks and government bodies for swift loan processing.
Who Can Apply?
- Aspiring entrepreneurs from SC/ST communities
- Women entrepreneurs looking to start or grow a business
- Individuals with a viable business plan and a commitment to contributing 15% of the project cost
Benefits
- Access to substantial funding for your business venture
- Low-interest rates, making it easier to manage repayments
- Minimal security required, reducing financial risk
- Encourages entrepreneurship among underrepresented groups, promoting inclusive growth
- Support from the government and financial institutions to ensure your business succeeds
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